Public Adjusters

If you own anything that's insured by an insurance company like real estate, an automobile or even a dish washer, there are two phone numbers that you must keep at your fingertips: 1) the insurance company's phone number and 2) a good public adjuster's phone number. Whenever you suffer a loss like the thousands of losses that many people have suffered during the last couple of years due to hurricanes, floods, snow storms, etc. the insurance companies will send out thousands of their claims adjusters who will quickly write out a check to pay for your damages. They'll pay you quicker than you can sneeze! Initially, that might be impressive to you, but wait until you find out how much they under paid you. The old saying "fast money is not always good money" applies here.

Customers beware: If an insurance company offers you $10,000 to fix your damages, you can be sure that the correct amount should be more like $30,000-$50,000. The big fish take from the little fish theory applies here also, it's sad but also true, and the middle class and the poor people suffer the most in every category across the board. The insurance company's adjust works for them and will try to pay you just enough to keep you quiet; their main goal is to save the insurance company money-remember, they work for the company. Hiring a public adjuster, is like hiring your own attorney that will represent you. Public adjusters will put a little more pressure on the insurance company to do right by you-they represent you. There are countless horror stories and supporting data that show that insurance claims adjusters settle claims for much less to poor people and pay out more to the rich people. There is a huge problem throughout this country where we see big companies taking advantage of the less informed. For this reason I spoke with the president of the largest public adjuster company in the state of Florida; I was very impressed with their track record for serving the general public.

Did you know that if you have already settled your claim and received a check from the insurance company, Florida law states that you still have up to 5 years to reopen your case to see if you received the maximum benefit that was available to you? All of this is done by a public adjuster. People all over town are accepting little money as small as $2,000-$3,000 for hurricane repair when they should be receiving $20,000-$30,000 instead. We can not afford to continue to accept such abuse, we must do more than simply pray; we must take action and get informed.



Article Source: http://EzineArticles.com/?expert=Robert_Henderson_Jr.